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Texas Injury Settlement Calculator

Get a rough idea of what a Texas personal-injury claim could be worth. This tool uses the multiplier method and applies Texas comparative-fault rules — but a real valuation always requires a lawyer.

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  • Cited to Texas law

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Multiplier method · Texas fault rules

How severe is the injury?
What happened?

Pick the closest description — you don't need to know an exact fault percentage.

Not sure? Choose your best guess. Fault is ultimately decided by the insurance company or a jury — and an initial blame assignment is often negotiable. A lawyer can push back on a fault split you think is unfair. In Texas, being more than 50% at fault generally bars recovery entirely.

How the multiplier method works

Personal-injury damages fall into two buckets. Economic damages are your measurable losses: medical bills, lost wages, and other out-of-pocket costs. Non-economic damages — pain, suffering, and loss of enjoyment of life — are harder to measure. The multiplier method estimates non-economic damages by multiplying your economic damages by a factor (commonly 1.5× for minor injuries up to 5× for severe, permanent injuries), then adds the two together.

In Texas, your result is then adjusted for fault. Under proportionate responsibility (Tex. Civ. Prac. & Rem. Code Ch. 33), your recovery is reduced by your share of the blame — and if you are more than 50% at fault, you recover nothing. This calculator applies that 51% bar automatically.

Frequently asked questions

How is a personal injury settlement calculated?

A common rule of thumb is the multiplier method: add up your economic damages (medical bills, lost wages, and other out-of-pocket costs), then multiply them by a number — often 1.5 to 5 depending on severity — to estimate pain and suffering. The total is a starting point for negotiation, not a guaranteed value.

Does my own fault reduce my settlement in Texas?

Yes. Texas uses modified comparative fault (proportionate responsibility). Your recovery is reduced by your percentage of fault, and if you are found more than 50% at fault you generally recover nothing (Tex. Civ. Prac. & Rem. Code § 33.001).

Why is the result shown as a range?

Because no calculator can value a real claim. Actual settlements depend on liability, available insurance limits, the strength of the evidence, the venue, and negotiation. The range is an educational estimate only.

Does the estimate include attorney fees or medical liens?

No. This estimate does not subtract attorney fees, medical liens, or unpaid bills, and it does not cap the number at the at-fault party's insurance policy limits — all of which can significantly change what you actually take home.

Not sure how long you have to file? Check the Texas Statute of Limitations Calculator.